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Examining Infertility Costs
Examining Infertility Costs and Options
Have you been given the heartbreaking news that you may be unable to have children? Infertility can be very hard to take and there are many obstacles to overcome if your want to keep your dreams alive. With treatments and infertility procedures costing up to the tens and thousands of dollars, you may need some help. So here are some things to keep in mind at this difficult time.
Medical costs are the stumbling block for many couples because each treatment can be expensive and will not necessarily be successful. It can be a long and arduous process and can take several failed attempts before any results are seen. You have to try and stay focused and be realistic. This is a highly emotional issue, but keeping your sense of direction can help to stay in control.
First of all you should consult a fertility clinic. You can start by surfing the internet. Many sites will provide great resources to locate a fertility clinic near you and will put you into direct contact with them. Try going to the Society for Assisted Reproductive Technology (SART) website as they have a great clinic finding tool that is designed to locate one within your state. You can also ask your OB/Gyn and other patients. Also, you can check out forums for couples and advice lines and base your decision on evidence and cost.
Read about fertility clinics and support options for couples seeking treatment. Before you select a clinic, find out what the costs will be up front and ask for some information on the kinds of treatments they use and their success rates.
Consult your health insurance company and find out which aspects of the procedure they are willing to cover. You may find that they are able to cover some parts of the treatment. Perhaps you could check whether you can take out a better insurance policy and spend a little bit more in the short term, but get better coverage. Investigate these options and find what you can afford.
Fertility treatments are seeing advances every day but they will come at a cost. In vitro fertilization (IVF) treatments have seen a rise in popularity but are still very expensive, costing an average of $12,000 per cycle and usually requiring multiple cycles. A great deal of literature is available out there so you can learn more about its success rates and costs should you consider it an option. Educate yourself on the types of treatments and which will be the most cost effective for you.
Look at the eligibility requirements for getting a grant to find treatment in your area. There are usually minimum conditions that you should meet, such as a maximum age limit (like a 45 year old age limit in some) and whether you meet the definition of an individual suffering from infertility.
Keep in control of your situation and your finances by educating yourself on all the options and what the best thing will be for you financially. Making sure that you know what lies in store for you makes you well prepared and can save you time, money, and heartache. Good luck in whichever path you take.